There are various people that you can contact for a loan, but the best people who will lend you money are your friends. For a good uangteman is not as important as your friendship and when they know that you really need the money and they are capable of providing it to you, they will never turn their backs on you.

While some people believe in visiting the bank or a finance company, this could cost you a lot more than you would be ready to pay and you might not have the capital to repay the bank or the company on time.

Also, if you have no financial history with the bank there is a slim chance you might actually get a loan because banks and finance companies take a lot of time and put in a lot of thought into whom they will lend money to.

If your friend is in need of money you should be the first one to help him or her. It is very embarrassing to ask people for money. This is because people may judge your financial situation and make a big deal out of it. However no one knows the real story behind your needs and why you are asking for money. You should never leave your friend in such a situation where they will have to ask for money in front of everyone they know. Helping friends is something that will help them get out of a mess and you will not even need to worry about the money coming back because your friend will return your money. You should always know that when you help someone in need, you will receive the good deed back when you are in a desperate situation.